Best Payment Gateways in France for 2025 — SitePoint


As France continues its transition into a digital-first economy, businesses must adopt efficient, secure, and diverse payment solutions to stay ahead of the competition. A payment gateway is a technology that enables merchants to accept online transactions by securely processing payments between customers and financial institutions.

Whether it’s accepting payments in traditional fiat currencies or expanding into the world of cryptocurrencies, choosing the right payment gateway can make all the difference in ensuring seamless transactions and business growth.

Transaction Fee Currencies Supported
NOWPayments 0.5 % 300+ cryptos | 22+ fiat currencies
Paypal 2.9 % 0 cryptos | 26 fiat currencies
Stripe 1.4 % 1 crypto | 135 fiat currencies
Adyen 2.7 % 0 cryptos | 180 fiat currencies
2Checkout 3.5 % 0 cryptos | 100 fiat currencies

NOWPayments emerges as a top-tier payment gateway in France, offering seamless integration with a wide range of payment options, including cryptocurrencies, credit cards, and digital wallets. With its user-friendly API, low transaction fees, and an expansive list of supported cryptocurrencies, NOWPayments ensures that businesses can effortlessly accept payments from customers in France and beyond.

From eCommerce platforms and fintech startups to iGaming and SaaS businesses, NOWPayments empowers merchants with cutting-edge financial solutions that enhance the payment process.

In this article we review top payment gateways in France and why NOWPayments stands out as the best payment gateway in France and how businesses can benefit from its innovative services.

This sponsored post was provided by NOWPayments. NOWPayments is a non-custodial service that allows everyone to accept crypto payments on their websites, online stores, and social media accounts.

NOWPayments as the best crypto payment gateway in France

In the competitive landscape of payment solutions, NOWPayments stands out as the best payment gateway in France. This payment service provider enables merchants to accept payments from French customers through a variety of payment methods.

With its support for both traditional credit and debit card transactions and innovative alternative payment methods, NOWPayments effectively meets the diverse payment preferences of customers in France.

Additionally, this payment gateway facilitates online payment processes by integrating seamlessly with digital wallets, allowing users to manage their payment data securely. By offering a comprehensive payment service that supports global payments, NOWPayments empowers businesses in France to thrive in the French market.

For those choosing a payment gateway, NOWPayments is the reliable choice that enhances the payment process and ensures that merchants can cater to the popular online payment methods preferred by their clientele.

Website: nowpayments.io

Founded: 2019

Headquarters: Amsterdam, Netherlands

Countries Served: Worldwide

KYC: No

Support: 24/7

Number of Cryptocurrencies Supported: Accept payment in crypto for various digital currencies. 300+

Annual Payment Volume: The annual payment volume includes transactions processed through our blockchain payment gateway. N/A

API: Yes, we accept payments in multiple cryptocurrencies.

Crypto POS: Yes

Industries Served: They serve various industries that are eager to accept payment in crypto. iGaming, Sports Betting, Fintech, eCommerce, Trading, Adult, SaaS, Streaming Platforms, Affiliate Networks, Charity, Travel, VPN and Hosting

Main Services: Their main services focus on providing a reliable crypto payment processor. Main services include a crypto gateway and advanced wallet solutions. Stablecoin settlements, currency conversion, on/off ramps, multi-currency wallets for businesses, wallet-as-a-service for white label solutions.

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Regulatory Licences: Yes

API and SDK Documentation: NOWPayments offers comprehensive API documentation with multiple SDKs (JavaScript, Python, PHP) for easy integration. Their API supports features such as auto-crypto-to-fiat conversion, transaction tracking, and customizable checkout options.

Sandbox Environment: NOWPayments provides a sandbox for testing, allowing developers to simulate payments and test features without processing real transactions.

Plugin Support: NOWPayments supports plugins for WooCommerce, Magento, OpenCart, and Shopify, making it adaptable for a wide range of e-commerce platforms. The platform also allows for custom integrations via webhook support for real-time transaction updates.

Pricing:

  • Transaction Fee: 0.5%
  • Application Fee: None
  • Minimum Withdrawal Amount: None specified

Why Choose NOWPayments?

NOWPayments, established in 2019 and headquartered in Amsterdam, Netherlands, stands out as the best payment gateway on the market due to its extensive features and versatility. It serves clients worldwide, supporting over 300 cryptocurrencies—significantly more than most competitors—which makes it ideal for businesses looking to cater to a wide range of crypto users.

NOWPayments is a leader in terms of affordability and transparency, offering competitive transaction fees starting at just 0.5% with a non-custodial model, ensuring businesses retain full control over their funds. Its robust API and suite of plugins simplify integration with various e-commerce platforms, making it an efficient and scalable choice for businesses of any size.

Combined with 24/7 support and a commitment to accessibility, NOWPayments truly represents the best choice for businesses looking to integrate cryptocurrency payment options efficiently and securely.

Seamless Integration with NOWPayments API for Developers

NOWPayments provides a developer-friendly API designed for easy and efficient integration into various platforms. With a simple RESTful architecture, developers can implement cryptocurrency payments with minimal effort while maintaining full flexibility in their payment flows.

The standard e-commerce integration includes a straightforward order creation process, allowing businesses to generate invoices, track payment statuses, and automate notifications via webhooks.

Unlike many competitors, NOWPayments eliminates unnecessary complexity, making it an excellent choice for projects that require a fast, reliable, and scalable crypto payment gateway.

One of the key advantages of NOWPayments’ API is its comprehensive documentation and SDK support. Developers can quickly set up their payment infrastructure using well-documented endpoints and sample requests. The API supports auto-conversion, enabling businesses to accept a wide range of cryptocurrencies while receiving payments in their preferred digital asset.

Additionally, its non-custodial model ensures that funds go directly to the merchant’s wallet, improving security and eliminating risks associated with third-party custody. This approach significantly reduces the integration time compared to legacy payment systems, allowing businesses to focus on growth rather than operational overhead.

Another standout feature is the flexible callback system, allowing real-time transaction tracking. By leveraging webhooks, developers can set up automated payment confirmations, improving customer experience and streamlining backend operations.

NOWPayments also provides sandbox testing, enabling developers to simulate transactions before going live, reducing errors and ensuring a smooth deployment process. With its low fees, fast integration, and extensive customization options, NOWPayments offers a superior developer experience compared to traditional fiat or crypto payment solutions.

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PayPal payment gateway in France

PayPal is one of the most widely recognized payment gateways in France, offering a seamless way for businesses to accept payments both locally and internationally. It supports various payment methods, including credit and debit cards, PayPal balance, and PayPal Credit, providing flexibility for consumers.

A key advantage of PayPal is its strong buyer protection and fraud prevention measures, making it a trusted choice for online transactions. However, its relatively high transaction fees and occasional account freezes can be drawbacks for businesses handling high-volume transactions.

Website: paypal.com

Founded: 1998

Headquarters: San Jose, California, USA

Countries Served: Worldwide

KYC: Yes

Support: 24/7

Number of Cryptocurrencies Supported: None (Primarily fiat transactions)

Annual Payment Volume: $1.36 trillion (2023)

API: Yes, supports online payments, subscriptions, and invoicing

Crypto POS: No

Industries Served: eCommerce, Retail, Digital Goods, SaaS, Subscriptions, Travel, Non-Profits

Main Services: Online payment processing, invoicing, PayPal checkout, PayPal credit

Regulatory Licences: Yes

API and SDK Documentation: Extensive API and SDK support for integration with online stores and payment platforms

Sandbox Environment: Yes, allows developers to test transactions

Plugin Support: Compatible with WooCommerce, Magento, Shopify, BigCommerce, and more

Pricing:

  • Transaction Fee: 2.9% + fixed fee per transaction
  • Application Fee: None
  • Minimum Withdrawal Amount: None specified

Stripe payment gateway in France

Stripe is a developer-friendly payment gateway known for its powerful API and customizable solutions, making it an ideal choice for tech-savvy businesses in France. It supports a wide range of payment methods, including credit cards, Apple Pay, Google Pay, and SEPA Direct Debit, catering to diverse customer preferences.

Stripe’s advanced fraud detection system and seamless integration with subscription-based models make it particularly beneficial for SaaS businesses and marketplaces. However, its complexity may require technical expertise to implement fully, making it more suited for companies with development resources.

Website: stripe.com

Founded: 2010

Headquarters: San Francisco, California, USA

Countries Served: 47+

KYC: Yes

Support: 24/7

Number of Cryptocurrencies Supported: Bitcoin (via third-party integrations)

Annual Payment Volume: $1+ trillion (2023)

API: Yes, supports extensive payment options and automation

Crypto POS: No

Industries Served: eCommerce, Fintech, SaaS, Marketplaces, Subscriptions, Enterprise Businesses

Main Services: Online payment gateway, invoicing, billing, Stripe Connect for marketplaces, Stripe Terminal for in-person payments

Regulatory Licences: Yes

API and SDK Documentation: Comprehensive developer documentation for payment integrations

Sandbox Environment: Yes, allows testing without real transactions

Plugin Support: Supports WooCommerce, Magento, Shopify, OpenCart, and more

Pricing:

  • Transaction Fee: 1.4% + €0.25 for European cards, 2.9% + €0.25 for non-European cards
  • Application Fee: None
  • Minimum Withdrawal Amount: None specified

Adyen payment gateway in France

Adyen is a global payment platform that provides businesses in France with an all-in-one solution for accepting payments across multiple channels. Known for its strong presence in enterprise-level commerce, Adyen offers direct integrations with major banks, reducing intermediaries and transaction costs.

It supports a vast array of payment methods, including local options like Carte Bancaire, Klarna, and Bancontact, making it a preferred choice for businesses targeting European customers. Adyen’s unified commerce approach allows retailers to manage in-store and online payments seamlessly, though its pricing model may be more suitable for large businesses rather than small startups.

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Website: adyen.com

Founded: 2006

Headquarters: Amsterdam, Netherlands

Countries Served: 50+

KYC: Yes

Support: 24/7

Number of Cryptocurrencies Supported: None (Primarily fiat transactions)

Annual Payment Volume: €767.5 billion (2023)

API: Yes, supports payment processing, risk management, and analytics

Crypto POS: No

Industries Served: eCommerce, Retail, Hospitality, Digital Goods, Financial Services

Main Services: Multi-channel payments, fraud prevention, global payment acceptance

Regulatory Licences: Yes

API and SDK Documentation: Comprehensive API for enterprise solutions

Sandbox Environment: Yes, allows for testing before deployment

Plugin Support: Available for Magento, WooCommerce, Salesforce, Shopify, and more

Pricing:

  • Transaction Fee: Varies by payment method and country
  • Application Fee: None
  • Minimum Withdrawal Amount: None specified

2Checkout payment gateway in France

2Checkout, now part of Verifone, is tailored for businesses looking to sell internationally while ensuring compliance with local regulations. It supports multiple payment models, including one-time purchases, subscriptions, and digital goods sales, making it ideal for eCommerce and SaaS companies.

A major benefit of 2Checkout is its built-in tax and compliance management, which simplifies international sales processes. However, its higher transaction fees compared to some competitors may be a consideration for cost-sensitive merchants.

Website: 2checkout.com (now Verifone)

Founded: 1999

Headquarters: Alpharetta, Georgia, USA

Countries Served: 200+

KYC: Yes

Support: 24/7

Number of Cryptocurrencies Supported: None (Primarily fiat transactions)

Annual Payment Volume: N/A

API: Yes, supports global payments and recurring billing

Crypto POS: No

Industries Served: eCommerce, SaaS, Digital Services, B2B, Subscriptions

Main Services: Payment gateway, subscription billing, global eCommerce solutions

Regulatory Licences: Yes

API and SDK Documentation: Extensive documentation for integrating with various platforms

Sandbox Environment: Yes, provides a testing environment

Plugin Support: WooCommerce, Magento, OpenCart, Shopify, PrestaShop, and more

Pricing:

  • Transaction Fee: 3.5% + $0.35 per transaction
  • Application Fee: None
  • Minimum Withdrawal Amount: None specified

Conclusion Why NOWPayments is the best payment gateway in France

In a rapidly evolving digital payments landscape, businesses in France require a payment gateway that is not only flexible, secure, and cost-effective but also developer-friendly and easily scalable. While traditional payment processors like PayPal, Stripe, and Adyen offer fiat-based solutions, NOWPayments takes innovation further by providing seamless cryptocurrency payment support, robust API integrations, and automation tools designed for modern businesses and developers alike.

NOWPayments’ API-first approach ensures that developers can quickly integrate crypto payments with minimal friction, leveraging well-documented SDKs, webhook support, and sandbox environments for testing. With support for over 300 digital assets, automatic crypto-to-fiat conversions, and a non-custodial framework, businesses maintain full control over their funds while offering customers a diverse range of payment options.

Whether you’re building an eCommerce platform, a fintech solution, or a Web3-based service, NOWPayments empowers developers with a simple yet powerful infrastructure to embed crypto transactions seamlessly.

By choosing NOWPayments, developers and businesses in France can future-proof their payment ecosystems, reduce operational costs, and tap into the rapidly expanding world of decentralized finance. With its scalable, low-cost, and highly customizable solutions, NOWPayments stands out as the ideal payment gateway for those looking to innovate beyond traditional finance.



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